If you want to buy a house in Canada as an immigrant
You must have legal immigration status in Canada to be eligible to buy a house. This typically means obtaining permanent residency…
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it’s important to inquire about the down payment requirements
In Canada, the minimum down payment requirements for a mortgage depend on the purchase price of the home. The rules are established…
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Choosing between a fixed or variable interest rate for your mortgage.
Choosing between a fixed or variable interest rate for your mortgage requires careful consideration based on your individual circumstances…
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The choice between a mortgage advisor from a big bank and a mortgage broker
The choice between a mortgage advisor from a big bank and a mortgage broker depends on individual preferences and needs. Here…
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A mortgage and a Home Equity Line of Credit (HELOC).
A mortgage and a Home Equity Line of Credit (HELOC) are both forms of borrowing that utilize your home as collateral, but they differ…
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Closing costs are an important aspect of purchasing a home.
Closing costs are an important aspect of purchasing a home, and understanding these costs can help buyers make informed decisions and potentially…
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Refinancing a house in the current market.
Refinancing a house in the current market can be a wise decision for many homeowners, thanks to several favorable factors. With interest rates remaining…
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The most important six things a first-time homebuyer in Canada should know:
As a first-time homebuyer in Canada, it’s important to be aware of several key factors before you start looking for a home. Firstly, get pre-approved for…
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There are several factors that lenders consider when determining whether someone qualifies for a mortgage.
One of the primary factors that lenders look at is your credit score. This score is a reflection of your credit history and how well you have managed your debt…
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Current mortgage rates in the Canadian market and how they compare to historical rates.
Mortgage rates are the interest rates that you pay on your home loan. In Canada, the current mortgage rates are relatively low compared to historical rates…
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